Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Tax Deductions: Catch Them All! Most of us pay too much in taxes because we aren’t aware of all the tax deductions available. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.